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Buyers top 5 things to do
Select a REALTOR®
Know the difference between a real estate agent & a REALTOR®
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Get Pre-Approved!
Contact us today for a list of our preferred lenders!
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Start Shopping for Home & Select the One You Love!
Be patient. This is currently a seller's market. Supply is less than the demand. Be prepared to move quickly if you find something you love!
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On the other hand if this was a buyer's market, the supply would be greater than the demand, meaning that purchasers have an advantage over sellers in price negotiations. There's less competition from other buyers and leverage in negotiations
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Get Committed (Under Contract aka Binding)
Be prepared to submit a strong offer along with your earnest money! Do not drag your feet! We would hate to see the home you love slip away.
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Get a Home Inspection
Know what you are buying! We can also provide a list of accredited home inspectors.
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BE PRE-APPROVED, NOT JUST PRE-QUALIFIED
A PRE-QUALIFICATION MAY NOT LEAD TO A PRE-APPROVAL
WHAT'S THE DIFFERENCE?
PRE-QUALIFICATION
PRE-APPROVAL
General indication based on conversation
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Hopes to negotiate & extra time for closing.
A detailed process & more of a guarantee.
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Ready to negotiate & quicker closing. Jump start the process.
CREDIT
KNOW YOUR NUMBERS!
- Score
Approved Purchase Amount "Buying Power"
- Debt-to-Income Ratio
EDUCATION
ATTEND HOME BUYER EVENTS TO LEARN THE PROCESS BEFORE JUMPING INTO A TRANSACTION
Our office offers home buyer education events every 3rd Saturday of the month!
BUDGET
KNOW YOUR MONTHLY INCOME & DEBT!
- Financial Responsibilities
- Be realistic with what you can afford.
- Savings Balance
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